Healthathon 2026 • Health Insurance Technology Track

مُوافِق | MUWAFIQ

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The MUWAFIQ Architectural Equation

Clinical Need × Coverage Requirements = Authorization Readiness

1. AI Extracts & Assists

LLM extracts clinical facts with strict provenance. Never decides policy truth or eligibility.

2. Deterministic Rules Decide

100% reproducible scoring formula (0.70 × Criteria + 0.30 × Package). Evidence-bounded drafting.

3. Humans Stay Accountable

Professional clinician attestation is mandatory for submission readiness.

Credible Hospital Pilot Implementation Plan

Structured validation roadmap targeting university medical cities and health clusters.

Phase 1

Retrospective Benchmark

Evaluate 100 historical de-identified prior-auth requests against insurer decisions and reviewer notes to measure baseline accuracy and false-reassurance rate.

Phase 2

Silent Prospective Pilot

Run MUWAFIQ in parallel with utilization management staff without altering clinical flow to measure avoidable RFI detection rate.

Phase 3

Assisted Workflow Rollout

Deploy interactive copilot for live prior-auth drafting with real-time KPI tracking for first-pass authorization and staff-hours saved.

Target Measurable Pilot KPIs

  • First-Pass Authorization Rate: Target +28% improvement
  • Avoidable Documentation RFIs: Target 45% reduction
  • Staff-Minutes per Authorization: Target reduction from ~40 mins to under 15 mins
  • Turnaround Time to Therapy: Target measurable reduction in pre-authorization delay

Scale & Moat Pathway

  • Single Hospital: Clinical workspace & gap resolution
  • Health Cluster: Centralized denial intelligence & rule library
  • National / NPHIES: Standardized priorauth-request interoperability
  • Defensible Moat: Maintained policy rules graph + clinical provenance
MUWAFIQ Prior-Authorization Intelligence • Healthathon 2026 Prototype • Built with Next.js, TypeScript & Tailwind CSS